Home Insurance in Ohio

Buying a home is probably one of the biggest purchases you’ll ever make in your life. That is why we work hard to ensure that your home in Columbus, OH is protected here at America’s Top Insurance. In the event of a loss, home insurance will cover your home, personal belongings, additional expenses you’ve incurred, and other structures on your property.

Home Insurance Requirements

Home insurance is not legally required in the state of Ohio. But, you must remember when you finance your home, your lender can easily require you to obtain insurance. Either way, it is highly recommended.

Home Insurance Coverage

Home insurance provides financial protection for your home and personal items. Here is what home insurance covers:

• Dwelling - Dwelling protection keeps the structure of your home protected, including the roof, walls, and foundation of your home. It may also help to cover additional structures that are permanently attached, such as a deck or garage.
• Additional structures - This covers structures to your home that are not permanently attached, such as a fence, tool shed, or detached garage in the event they become damaged or destroyed.
• Personal property - This will keep all of your personal items protected and cover the cost of repairing or replacing them in the event they become destroyed or damaged following an accident.
• Liability - If a visitor on your property is injured, this will protect you. It will cover your legal fees if you are sued by the other party. It will also cover the other party’s related medical expenses if you are at fault for the accident.

Get A Free Quote

To obtain a quote for home insurance, give us a call here at America’s Top Insurance. We are located in Columbus, OH and serve the surrounding cities. Our agents will work with you to find the right coverage that suits your needs.