A blizzard is a severe snowstorm characterized by strong winds which cause low visibility. The safest place to be during a blizzard is at home. However, even buildings can suffer damage in a blizzard. Your condo might incur damage to the roof, gutters, and siding. Fortunately, condo insurance can assist with the cost of repairs for any damage your condo sustains in a blizzard.
Review Your Policy
Reviewing your policy to understand what is covered is a good idea. For instance, a burst pipe might be covered if it was due to a power outage but not if it was caused by negligence, such as turning off the heat in the middle of a blizzard. Usually, a collapsed roof is covered regardless of whether the cause is ice, snow, or falling debris. However, damage caused by a fallen roof would need to be covered under a separate policy. Your policy will likely cover any damages from objects blown away by heavy winds or damage caused by wind-borne debris or objects hitting your condo or window. Once it is safe to proceed, you can photograph the damage and submit it to your adjuster. If you had to board up a window to prevent further damage, document this as well. Your policy might cover the hotel stay costs if you have to vacate your condo while repairs are being made.
America’s Top Insurance Services in Gahanna, OH
Don’t let a blizzard leave you exposed to the elements! Secure your condo insurance before you need it. If you’re seeking condo insurance and reside in the Gahanna, OH, region, please get in touch with America’s Top Insurance. Our friendly and informed agents will do their best to assist you.
